User: sandman1965 Topic: real estate
Category: Home Loans
Last updated: Sep 16 2014 23:57 IST RSS 2.0
 
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Speculation swirls over Fed language on rate hike 16.9.2014 Sify News
When the Federal Reserve issues a policy statement after it meets this week, the financial world will be on high alert for two words:
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UK house prices hit new record as London average breaks £500,000 16.9.2014 The Guardian -- Front Page
Average cost of home now £272k, £514k in capital, as fears build over property bubble and calls grow for interest rate hike

House prices hit a fresh record high in July after surging by 11.7% over the last year, according to official figures.

The average price of a British home stood at £272,000 following three consecutive months of double-digit price rises. Most of the UK's regions saw house values jump above their pre-financial crisis peaks, fuelling concerns that much of the UK's recovery has been fuelled to a large degree by a booming housing market.

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Scottish independence referendum: Reaction to Cameron, Miliband and Clegg's 'vow' - live 16.9.2014 The Guardian -- Front Page
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Once-troubled reverse mortgages poised for rebound 16.9.2014 Sify Finance
Advertised as a path to an affordable retirement, federally insured reverse mortgages are showing signs of a rebound, drawing the scrutiny of regulators seeking to reduce historically high default
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'Prenup deed' between Napoleon Bonaparte, Josephine set to go under the hammer 13.9.2014 Sify News
A recently emerged 18th Century 'prenup document' between Napoleon Bonaparte and his first wife Josephine will soon go up for auction, it has been reported.
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'Prenup deed' between Napoleon Bonaparte, Josephine set to go under the hammer 13.9.2014 DNA: Mumbai
A recently emerged 18th Century 'prenup document' between Napoleon Bonaparte and his first wife Josephine will soon go up for auction, it has been reported. It suggested that the legendary couple, who married in 1796, were concerned about protecting their personal wealth as any rich man and wife living today, the Daily Express reported. However, both the Empress of the French and the French political leader lied about their age in the documents and they failed to disclose assets in case they had to divide them following a separation but the contract stated that the pair will "in no way be responsible for the debts and mortgages of the other" and that there would be "no common property." Napoleon's mother and sisters were particularly resentful of his marriage to Josephine, because she made them feel unsophisticated and because of this they signed an old fashioned version of the prenuptial agreement by both on March 8, 1796, the day before their wedding. Jean-Christophe Chataignier, of auctioneers Osenat, ...
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Self build: a dream home with a catch 13.9.2014 The Guardian -- Front Page
An innovative Shropshire self-build scheme aims to open the property market to first-timers and create affordable homes

Hannah Jones, 25, and her fiancé, Theo Hodnett, 27, spent months looking for a home around the picturesque market town of Ludlow in Shropshire, but couldnt find anything in their price range. We were facing the prospect of renting indefinitely because we couldnt afford to buy a house of our own and prices were only going up, says Jones, a sales and marketing assistant.

After an increasingly desperately search Hodnett, a carpenter, suggested a different approach. His parents had just finished building their own home so he suggested that we could do it too. Ive always wanted to build my own home. When I thought about it I started to get really excited, Jones says.

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Veteran athletes face financial crunch 13.9.2014 The Assam Tribune
Veteran athletes face financial crunch
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HSBC to pay $550m in US to settle mortgage mis-selling suit 13.9.2014 The Guardian -- Front Page
Deal comes three weeks before a trial was due to begin in New York, where HSBC could have faced $1.6bn in damages

HSBC Holdings will pay $550m (£340m) to resolve a US regulator's claims that the British bank made false representations in selling mortgage bonds to the federal mortgage companies Fannie Mae and Freddie Mac before the financial crisis.

The settlement announced on Friday between the bank's US unit and the Federal Housing Finance Agency (FHFA), the regulator of the two government-controlled finance companies, came less than three weeks before a trial due to begin on 29 September in New York, where HSBC has said it could have faced up to $1.6bn in damages.

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Scottish independence referendum: Alex Salmond says RBS jobs in Scotland not at risk - Live 11.9.2014 The Guardian -- Front Page

Rolling coverage of all the developments in the Scottish independence referendum campaign, including Alex Salmond holding a press conference

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RBS will leave Scotland if voters back independence 11.9.2014 The Guardian -- Front Page
Statement follows Lloyds saying it would quit as concern deepens for financial consequences for mortgages and retail operations
Scottish independence referendum: all the latest developments

Royal Bank of Scotland has drawn up plans to shift its head office from Scotland where it has been based since 1727 in the event that next week's referendum backs a break away from the rest of the UK.

The announcement followed news that Lloyds Bank would also move its head office to England and a warning that mortgage lenders are preparing to restrict lending in the event of a yes vote as concerns deepen over the currency that an independent Scotland would use.

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Housing market reaches plateau, say surveyors 11.9.2014 The Guardian -- Front Page
Number of sales agreed last month fell for first time in nearly two years according to the Royal Institute of Chartered Surveyors

The UK housing market has reached a plateau, with the number of sales agreed last month falling for the first time in nearly two years, according to surveyors.

The drop in sales and a fall in new buyer enquiries for the second month in a row could partly be explained by concerns over a rise in interest rates weighing on buyer confidence, the Royal Institution of Chartered Surveyors (RICS) said.

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Bajaj Finance to launch housing finance arm, seeks National Housing Bank nod 10.9.2014 ET: Banking
"We require a capital of Rs 10 crore before we apply and will arrange it through internal accruals," its chief executive Rajeev Jain said.
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Scottish independence could create mortgage drought 10.9.2014 The Guardian -- Front Page
Victory may result in mortgage lenders imposing restrictions and changing way they lend to would-be homeowners

Borrowers in Scotland face a mortgage drought if next week's referendum backs a split from the rest of the UK.

Major lenders are thought to be preparing to restrict lending in the event of a yes vote amid concerns over the currency that an independent Scotland would use and the outlook for house prices.

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Couples retiring now have more income and wealth than necessary 9.9.2014 The Guardian -- Front Page
Analysis by the Institute of Fiscal Studies finds almost half of couples born in the 40s get more now than while they were working Britains retiring workers have never had it so good, according to an analysis by the Institute of Fiscal Studies which shows that the vast majority of couples born in the 1940s are maintaining their former living standards into retirement and nearly a half enjoy a greater income in retirement than average real earnings. The IFS research looked at the income and wealth of couples at retirement compared with their average earnings when they were 20- to 50-years-old. It found that 80% of couples born in the 1940s had an income at age 65 from both state and private pensions that was equal to two-thirds of their average working-life earnings, and that 40% enjoyed incomes higher than their average real working-life ...
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Does paying rent means wasting your hard earned money? 9.9.2014 Rediff: Business
Contrary to popular belief, it does make sense to live on rent in your dream house, and own a smaller property, says Manish Shah.
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UK house prices cooled in August Halifax 8.9.2014 The Guardian -- Front Page
Average house price at £186,270 is a 9.7% increase on August 2013, but lower than the 10.2% recorded in July

The strong pace of UK house price growth cooled off in August, with average prices rising by 0.1% amid signs that more homes are coming on to the market, according to the Halifax (pdf).

The average price of £186,270 was up 9.7% on a year earlier, representing a slowdown on the seven-year high of 10.2% recorded in July. The lender said there were tentative signs that a better balance between demand and supply might be emerging which, if sustained, would help to dampen the pace of price growth.

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UK house price rise starts to slow, says Halifax 8.9.2014 The Guardian -- Front Page
Report says more properties up for sale alongside extra new homes help rebalance supply and demand to ease price inflation

The UK property market has shown signs of cooling after the Halifax said annual price growth fell back from the seven-year high recorded in July.

The average price of £186,270 was 0.1% higher in August and 9.7% stronger over the year, representing a slowdown on the 10.2% jump a month ago.

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A look at the legal doctrine of disparate impact 6.9.2014 Sify Finance
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Housing bias dispute could return to Supreme Court 6.9.2014 Sify Finance
It's not easy to prevent the Supreme Court from deciding an issue once the justices have agreed to hear a case.
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